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Services Made for You

We are all about helping you let your bold shine through. That means using the latest in high-tech and good old-fashioned smart thinking to remove all the hassles, the surprises and the anxiety that can make managing your finances unpleasant—so you can focus on the good stuff. Services like online and mobile banking that help you manage your finances at home or on-the-go. In addition, as a credit union member, you have access to numerous discounts. We invite you to take advantage of the savings! Click on a link below to learn more about Unity One's member services.

Visit our FAQ Page


Unity One Credit Union is a part of the CO-OP Network, also referred to as the Shared Branching Network. Members can perform many of their Unity One financial transactions at branches of other credit unions within the network. The CO-OP network also gives members access to over 30,000 surcharge-free ATMs nationwide. With so many convenient locations, you will be able to access your credit union account and use surcharge-free ATMs even if you travel or relocate hundreds of miles from a Unity One branch. Find the closest branch or free ATM.


In addition to surcharge-free CO-OP ATMs, Unity One members have access to ATMs within the NYCE, SUM, MoneyPass and Allpoint networks. Check out our ATM locator for the free ATM near you. Find the closest branch or free ATM.

Account Protection Services

TruStage Insurance Program
Start saving today! We’ve joined with a dedicated team of insurance professionals to bring you the TruStage Insurance Program. The TruStage Insurance Program is the property and casualty coverage solution preferred by credit unions and their members. The TruStage Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims services 24 hours a day.
  • Obtain a free, no obligation quote.

Accidental Death and Dismemberment Insurance
Most of us have a plan for the future, or a vision of what we want it to be. But no one can anticipate all the obstacles ahead or the risks to our loved ones. Accidental Death & Dismemberment (AD&D) insurance offers you the opportunity to plan for an unseen future, ensuring peace of mind for you and your family.

AD&D serves as a low-cost supplement to any life insurance you possess or as alternative for anyone unable to afford or obtain traditional life insurance. Unlike most life insurance coverage, this AD&D program requires no medical exam or long health questionnaire – your acceptance is guaranteed. Enrollment is easy. Click here.

Direct Deposit

Save time and money with Direct Deposit. Have your paycheck, pension, Social Security, or other recurring payment sent directly to Unity One Credit Union. We can distribute it to the account of your choice for savings, checking, loan payment or to related accounts. Why choose Direct Deposit?

  • SafeNo need to worry about mail delays or having a check lost or stolen.
  • PromptPayroll deposits are credited on payday.
  • FastNo special trips to pick up and deposit checks and no need to stand in line.
  • EasyPayments are automatically deposited to your account, even if you are traveling, on vacation, or ill. You can distribute the amount to the account of your choice for savings, checking, loan payments or other related accounts.
  • SaveNo more check cashing fees on your paycheck.
Set Up Direct Deposit


If you don't have direct deposit or payroll deduction, you can still set up automatic transfers. Having your monthly loan payment transferred automatically from your checking or savings account eliminates the worry of late payments.

Email a Member Service Officer for more information about our convenient Automatic Payment service.


Payroll deduction makes saving easy and loan payments hassle-free. This service allows you to have a portion of your paycheck automatically deposited to your various credit union accounts each payday. Most company Payroll Departments offer payroll deduction, check with your Payroll and/or Human Resources Department to see if this service is offered.


Everyone is looking for ways to save money, and that's just what Love My Credit Union Rewards is all about. Unity One Credit Union is excited to offer you exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $2 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more.

  • Members get a bigger discount this tax season with savings of up to 20% on TurboTax federal products. 
  • Members get the best-in-market offer with savings up to $25 on in-office tax prep services. Get Coupon. 
  • Switch to Xfinity Mobile and save PLUS get a $25 cash reward for each new mobile line activated
  • Switch to Spectrum Mobile and save PLUS get a $50 cash reward for each new mobile line activated. Call 833-804-3916 to access the special member offer. 

The more offers you take advantage of, the more you save. Start saving today at


Whether you choose to file on your own or hand off your taxes to a tax pro, don't miss out on these exclusive discounts just for being a member of Unity One Credit Union. 

  • Hand off your taxes, get help from experts or file on your own with TurboTax, America's #1 tax preparation provider. Get Started Today!
  • Get your taxes done by a tax pro in an office, via video or by phone - with H&R Block. Get Coupon.