IRA savings and IRA certificates are two of the smartest savings accounts available. We offer a variety of IRA savings and certificate options. IRA certificates pay the same APY as traditional Savings Certificates. IRA and Roth IRA High-Yield Savings accounts also earn the regular APY as the traditional High-Yield Savings accounts. Best of all, retirement accounts are insured by the NCUA to at least $250,000.00

These options give you the ability to choose the savings plan that best fits your financial needs. Not only do these IRAs compound dividends quarterly, IRAs also offer great tax advantages. Best of all, you will find competitive rates and flexible terms. Automatic payroll deduction or transfers make additional deposits easy, and rollovers make moving money from your retirement plan to Unity One a breeze. Stop in or call to speak with our knowledgeable staff. They can help with the plan that's right for you.

Our IRA and Roth IRA savings accounts are an easy way to earn higher rates on your retirement savings. You get a competitive above-market rate with convenient online and branch access to your account. Plus you get the quality member service only Unity One can offer. When you open an IRA and Roth IRA High Yield Savings account you'll receive all these benefits:

• No monthly fees
• Low $1.00 minimum balance
• Dividends paid monthly
• NCUA Insured to at least $250,000
• Convenient access to your account online, by phone or at any branch (IRA withdrawals may be subject to IRS penalties, consult your Tax Advisor for details.)
• Easy online transfers to and from your existing credit union accounts
• Multiple electronic options to set up automatic deposits to the account
• Convenient monthly account E-statement (required, otherwise $2 fee per month)
• Link your account to a checking or savings account at another institution