Unity One's VISA Check Card makes it easy to access funds in your checking accounts. It operates as an electronic checkbook at any of the million of merchants worldwide who accept VISA. It also doubles as an ATM card for quick cash access, deposits, and inquiries. For added savings, ATM / Check Card transactions are unlimited with no fee charged to you by Unity One. (Note: Express Card not available with Basic Checking.)

We offer fee-free ATM access to the Instant Cash and CO-OP Networks, Instant Cash ATMs are located at most on-premise Wells-Fargo banking locations and are a part of the Cirrus network - one of the largest ATM networks in the country. The CO-OP Network serves credit unions exclusively and represents more than 27,000 Surcharge-Free ATMs Nationwide. Not only are there more free ATMs, you'll even have free ATM access at many retail businesses and 7-Eleven convenience store locations. (Some Instant Cash ATMs are not located at Wells-Fargo banking locations may not be surcharge free.)

Find a Free ATM Near You

Express Online Banking is a fast and convenient way to access your accounts from your home or office. This convenient service offers you the ability to transfer money, balance your checkbook, make loan payments, and order checks, as well as inquire about check clearings, tax information, payroll deposits, and much more. And, to keep it simple, you can use the same password for Express Online Banking and Express Telephone Banking using Online Banking is easy, safe and FREE.

You can pay bills online, anytime, with our FREE Express Online Bill Pay Service. When you sign up via Express Online Banking, you'll get unlimited access to this popular service and pay as many bills as you want. No more writing checks and driving to the post office to mail your bills. Our goal is to ensure that you can reliably and securely pay anyone whether it's the phone company or the paperboy. To get started, click on the "Free Bill Pay" icon on the Express Online Banking main screen.

E-Statements are a new and easy way to receive your monthly or quarterly statements online through Express Online Banking. Enrollment is quick and the service is free! When you enroll you'll get e-mail notification when your E-Statement is ready and you'll get statements three to five days sooner than by mail.

For account convenience, 24 hours a day, 7 days a week, our telephone banking service allows you safe access from any touch-tone phone. Transfer funds, request withdrawals, make account inquiries, make loan payments, or verify which checks have cleared, all in the privacy of your own home or office. Plus, not only is Express Telephone Banking the ultimate in convenience, its safe and absolutely free.

For your convenience, we offer no-charge overdraft protection from your designated savings account(s). Note: There is a limit of six overdrafts per month per Regulation D.

In today's busy world, you can find a lot of things to worry about. Overdrawing your checking account doesn't have to be one of them. That's why we offer eligible checking account members our "Privilege Pay" service; so that even if you accidentally overdraw your account, we've go you covered.

You now can eliminate your trips to the Credit Union on payday. We accept direct deposits of all types including Social Security, federal recurring payments, and payroll checks. Please inquire with your company's payroll or HR department regarding the availability of direct deposit. For instructions on how to set up direct deposit click on more info.

This free service gives you the opportunity to have portions of your paycheck automatically deposited to your various Credit Union accounts every payday. Payroll deduction is available through most company payroll departments. It makes saving effortless and loan payments a snap!

If you don't have direct deposit or payroll deduction, you can still set up an automatic transfer. Having your monthly loan payment transferred automatically from your checking or savings account to your loan eliminates the worry of late payments.

Because Unity One processes transactions through the Automated Clearing House (ACH), you can arrange to have your mortgage payment, insurance premiums, or other payments automatically deducted from your Credit Union checking account on a regular basis. To start ACH payments, just provide the company with a voided check from your Credit Union checking account. That's all they'll need to start withdrawing automatically - saving you time and money.

You can set up a variety of alerts that can be sent to you via email to let you know when a check has cleared or when your balance falls below a certain level, for example. This great free service allows you to always stay on top of matters.

Put your money to work for you. With our free sweep feature you can automatically sweep excess funds (over a balance that you designate) to another higher interest-bearing account at Unity One. Or, if your checking balance falls below a certain level, money can be swept from another account at Unity One into your checking. All of this is done automatically on a daily basis to maximize the management of your money.

You can also have your Unity One VISA payments automatically deducted from your checking account each month. No checks to write, stamps to buy, or worries about late fees. Three payment options are available:

• Payment of minimum balance;
• Payment of a set amount, determined by you;
• Payment of balance in full.