With a minimum investment of $500.00, you can choose from one, one and a half, two, and three-year terms. If you're looking for slightly shorter-term investment, we offer six-month certificates with a minimum deposit of $1,000.00. Also, don't forget to inquire about our "Name Your Own Term" certificate feature. If our set terms don't fit your needs, you can set your own term between six months and four years.

Our two-year and three-year certificates offer a one-time option to bump up to a higher rate if our rates increase during the certificate term. If rates decrease, your certificates will still earn the original guaranteed rate.

As an added benefit, we offer you the ability to add on to any certificate balance once a year during the term (minimum of $500, Maximum of current certificate value).

All our certificate options are also available as Traditional IRAs, Roth IRAs and Education IRAs.

You'll have peace of mind because the National Credit Union Administration, a U.S. Government Agency, insures all your accounts up to $250,000. Open an IRA Savings Certificate and be insured up to $250,000!