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High Yield Savings Accounts

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Savings Accounts

High-Yield Savings Accounts
Our High-Yield Savings Accounts are an easy way to earn higher rates on your savings. You can't find a better investment for the liquid cash portion of your portfolio. You get a competitive above-market rate with convenient online and branch access to your account. Plus you get the quality member service only Unity One can offer. When you open a High-Yield Savings Account you'll receive all these benefits:
  • No Monthly Fees*
  • Low $10,000 minimum balance
  • Dividends Paid Monthly
  • NCUA Insured to at least $250,000.00
  • Convenient Access to your Account Online, by phone or at any branch.
  • Easy online transfers to and from your existing credit union accounts.
  • Multiple electronic options to set up automatic deposits to the account.
*No monthly fee for E-Statement users. A $2.00 monthly fee applies for non-e-statement users.

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Primary Savings Account
To become a member, all it takes is $5.00 to open a primary share savings account. This account signifies your ownership in the Credit Union and provides you with the opportunity to vote in the annual Board of Directors election. It also gives you access to all other Credit Union benefits. The $5.00 deposit is required to earn dividends as well as retain membership. Your primary savings account pays dividends quarterly.

View Current Savings Rates

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Secondary Savings Account
For members who would like a savings fund separate from their primary savings account, secondary savings accounts are also available. Open as many of these accounts as you like and set aside savings for something special. Our secondary savings account pays dividends quarterly, and there are no monthly service charges or hidden fees
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Custodial Savings Account
With a custodial account at Unity One, you can start putting money away for a child's future today. Whether you are a parent grandparent, guardian, aunt or uncle, you can open a savings account for your favorite child under the child's Social Security number. For added convenience, you can make regular deposits through payroll deduction or by automatic transfer from your existing Credit Union account.
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Holiday Savings Account
Our popular holiday savings account is a great way to put money aside for holiday shopping! You can put in as little as $10 per month and right before holiday shopping time, all your saved funds, plus your earned dividends, will be swept into your Primary Savings Account on November 1st.
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Vacation Club Account
Our vacation club account is the perfect way to save for that trip you daydream about all year long. Just like our holiday savings account, you can put in as little as $10 per month and when the term is up, all your saved funds, plus your earned dividends, will be swept into your Primary Savings Account. For ultimate flexibility, we let you choose the maturity date for your term. For example, if you are going on a summer vacation in July, you would want to have your term mature in June or May. Plus, you can make regular deposits through payroll deduction or by automatic transfer from your existing Credit Union account.
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Equal Housing LenderYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government AgencyDigital Insight, an Intuit company