Personal (Signature) Loan

Personal (Signature) Loans
As Low As 9.99% APR*

Unity One CU Personal Loans can be used for anything from debt consolidation to vacation expenses and you can even borrow up to $25,000, if you qualify. Best of all, no collateral is required!

Our personal loan offers some of the lowest rates in the nation and flexible terms up to 48 months. * With a Unity One CU Loan you can:

• Pay off and consolidate higher interest debt including credit cards
• Take a relaxing vacation or pay for holiday expenses
• Buy that Boat, Jet Ski, Snowmobile or Motorcycle you've always wanted
• Remodel the House or add a Swimming Pool

The options are limitless. You pick your own reasons…and we'll provide you the loan. Apply for a Unity One Personal Loan today!

*Rates quoted as annual percentage rate and “as low as”. Terms may vary depending on creditworthiness. Rates subject to change without notice. You must qualify for the lowest rate.

Personal (Signature) Loan Rates and Terms
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Lines of Credit

As low As 13.0% APR*

A Unity One CU Line of Credit Loan gives you access to extra funds when you need them. Once approved, you can borrow up to your authorized limit and use these funds for whatever you like. You only pay interest on the money you actually borrow. And, you can borrow against the available balance as often as you like. It's simple; just call Express Telephone Banking or log into Express Online Banking to transfer funds directly into your checking account. We can even mail a check to you at home.

Cash Advance Loan

You don't need to visit a traditional payday lender or pawnshop to help you get through to your next paycheck. A Unity One CU Cash Advance Loan can help you make ends meet without the outrageous rates and fees the other places charge. We only charge 18.00% APR!

You'll save money with Unity One CU Cash Advance Loans and receive flexible payment terms including:

• $500 Loan Amount
• No Application Fee
• 18% Interest Rate
• Payment Options of:
  • $75 per month
  • $45 bi-weekly
  • $35 semi-monthly
  • $25 per week
• One-Year of Job History required
• Two Recent Pay Stubs required
• Two Personal References required
• Debt ratio of 40% or less

Cash Advance Loan Brochure - Download a PDF Format Brochure HERE!

Important Information: You must be Unity One CU member to apply for a CAL loan. All applicants for a CAL loan must provide one year of job history, two recent pay stubs, and two personal references. A credit check will be required. Personal debt ratio of 40% or less required. *APR is annual percentage rate. Rate quoted as annual percentage rate and are based on your credit history. Any CAL loan delinquent for 30 days will have credit limit and borrowing privileges revoked.