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Home Equity Loans
Put your home to work by using the equity as collateral. Borrow for debt consolidation, home improvements, education, wedding expenses, or even a new car. Our home equity program offers loan amounts from $5,000.00 - $175,000.00 with repayment terms ranging from 5-20 years. In addition, in certain states, we also offer home equity lines of credit. With flexible terms, competitive rates, and a possible deduction at tax time, you can't go wrong with our home equity program. (Consult a tax advisor regarding the deductibility of interest.)
Home Equity Line of Credit
With a Home Equity Line of Credit from Unity One, you can take advantage of the equity built up in your home and use your credit line only when you need it. The best part is that the rates are excellent when compared to other traditional types of financing such as a personal loan or VISA purchase.
Just think of all the things you could do with the money:
- Travel
- Consolidate debt
- Buy a new car or boat
- Cover education expenses
- Get a new bedroom suite
- It's entirely up to you!
PLUS, you could save at tax time*.
*HELOC rates are variable and may change once a year in May. Per annum cap is 2%, floor rate of 5.5% and ceiling of 16%. We do not charge an origination fee though other fees may apply for loans over $150,000. Certain restrictions do apply, so please consult with your Tax Advisor regarding the deductibility of interest. Unity One CU currently offers Home Equity loans only in the following states: Minnesota, Wisconsin, Illinois, Kansas, Missouri, Texas, Oklahoma, Arkansas, Colorado and New Mexico. See a Member Service Officer for more details and information.
