Visa Credit Cards

You can rely on Unity One CU to offer highly competitive VISA credit cards with lots of extras such as travel accident insurance, low monthly payments and cash access at any ATM that accepts VISA. Check out our many options and benefits below and apply for the card that's right for you!

Unity One CU VISA Gold

Disclosures

7.9% APR

• Low, Fixed Interest Rate - As Low As 7.9% APR*
• Same Low Rate for Purchases, Cash Advances and Balance Transfers
• Credit Limits from $5,000 TO $20,000
• View and pay your VISA card bill online with EZCARDINFO.com
• Monthly Payments of only 3% of Balance
• $500,000 Travel Accident Insurance
• No Cash Advance ATM Withdrawal** or Annual Fee
• No Balance Transfer Fees
• Ability to Skip a Payment Once a Year in January (for qualified cardholders)
• 25-day Grace Period on Retail Purchases

Disclosures

• Low, Fixed Interest Rate - As Low As 11.9% APR*
• Same Low Rate for Purchases, Cash Advances and Balance Transfers
• Credit Limits up to $7,500
• View and pay your VISA card bill online with EZCARDINFO.com
• Monthly Payments of only 3% of Balance
• $250,000 Travel Accident Insurance
• No Cash Advance ATM Withdrawal** or Annual Fee
• No Balance Transfer Fees
• Ability to Skip a Payment Once a Year in January (for qualified cardholders)
• 25-day Grace Period on Retail Purchases
  *APR is annual percentage rate. **Non Unity One CU ATM machines may access a surcharge for cash withdrawal.

Unity One CU Savings-Secured VISA

Disclosures

13.9% APR

• Low, Fixed Interest Rate - As Low As 13.9% APR*
• Same Low Rate for Purchases, Cash Advances and Balance Transfers
• Credit Limits up to $500 with $1,000 pledged
• View and pay your VISA card bill online with EZCARDINFO.com
• Monthly Payments of only 3% of Balance
• $250,000 Travel Accident Insurance
• No Cash Advance ATM Withdrawal** or Annual Fee
• No Balance Transfer Fees
• Ability to Skip a Payment Once a Year in January (for qualified cardholders)
• 25-day Grace Period on Retail Purchases

*APR is annual percentage rate. **Non Unity One CU ATM machines may access a surcharge for cash withdrawal.

Disclosures

• Low, Fixed Interest Rate - As Low As 17.9% APR*
• Same Low Rate for Purchases, Cash Advances and Balance Transfers
• Credit Limits up to $500 (ability to increase limit with good payment history)
• View and pay your VISA card bill online with EZCARDINFO.com
• Monthly Payments of only 3% of Balance
• $250,000 Travel Accident Insurance
• No Cash Advance ATM Withdrawal** or Annual Fee
• No Balance Transfer Fees
• Ability to Skip a Payment Once a Year in January (for qualified cardholders)
• 25-day Grace Period on Retail Purchases
  *APR is annual percentage rate. **Non Unity One CU ATM machines may access a surcharge for cash withdrawal.

Visa Gift Card
Finding the perfect gift just got easier with Visa Gift cards!
The Visa Gift card is a prepaid card that can be used at millions of location where Visa debit cards area accepted, including retail stores and online merchants. Because it is a prepaid card, spending is limited to the amount of money placed on the card by the purchaser. Purchase a Visa Gift Card at any of our convenient branch locations.

• Perfect choice for birthdays, holidays, weddings, and all your gift-giving occasions.
• The recipient can use the Visa Gift card to buy what they want, when they want.
• Any dollar value from $25 to $500.
• Starting the seventh month after the Gift Card is purchased a $2.50 maintenance fee will be charged to the card's balance and continue each month until the balance is zero (or as allowed by law).
• Members can check the value on the gift card at www.mygiftcardmanager.com and enter the card number, or they may contact the Gift Card Center (866) 586-4438 if they have trouble using their card or the card is lost or stolen.
• There is a $3.00 per card processing fee payable at the time of the Gift Card purchase.