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Consumer Loans

Consumer Loans

Auto Loans

New Auto Loan Rate
As Low As 3.49%

Used Auto Loan Rate
As Low As 3.49%

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When you're in the market for a new or used car, start with Unity One CU! We have automobile and recreational vehicle loans at competitive rates and convenient terms up to 60 months. (Longer terms are available for loans over $20,000.)

  • Great Low Rates - often the lowest in the market.
  • Refinance with Unity One! - Apply Online!
  • Automatic Payments - Have your payment automatically deducted from the checking account of your choice or have your payment deducted from your paychecks.
  • GAP Coverage - this will help payoff your loan in the event you total your car. Our low-cost GAP Insurance works by paying the difference between the current value of your car (which your auto insurance company will pay) and the balance or your loan with us. Because of the price of vehicles these days, it is not uncommon to be "upside down" on your loan, meaning you owe more than its worth. The best part about our GAP coverage is that it only costs you $250 to cover the auto loan and we can roll it into your monthly payments.
  • Credit Life and Disability - Our coverage will help make your monthly payments in the event you become disabled and pay off your loan if you die.

Auto Buying and Research Services

Get a Used Car History Report

Carfax

New & Used Automobile Pricing Automobile Review Repair

Edmunds

Kelly Blue Book

Car Prices


Unity One Financing Right at the Dealership

CUDL

Equal Housing LenderYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government AgencyDigital Insight, an Intuit company