Business Share Certificates

Unity One Credit Union's Share Certificates are designed to help you achieve your investment goals by offering terms ranging from as little as six months to three years. By offering these options, you are able to maximize your investment earnings while maintaining liquidity.

• Flexible Terms with a minimum investment of $500.00, you can choose from one year, 18 months, two and three year term options. If you're looking for a slightly shorter-term investment, we offer six-month certificates with a minimum deposit of $1,000.00. Also available is our “Name Your Own” feature where you can set your own term between six months and four years.
• Bump-Up your rate Option is available on our two and three year certificates. This feature offers a one-time option to bump-up to a higher rate if our rates increase during the certificate term. If rates decrease, your certificates will still earn the original guaranteed rate.
• Add to Your Balance and Name Your Own Term as an added benefit, we offer you the ability to add on to any certificate balance once a year during the term (minimum of $500, maximum of current certificate value).
• All certificate options are also available as Traditional IRAs, Roth IRAs and Education IRAs.
• You'll have the security and peace of mind because all your accounts are insured up to $250,000 by NCUA (National Credit Union Insurance Administration), a U.S. Government Agency. Open an IRA Share Certificate and be insured up to $250,000.

Regardless of what you are looking for we are sure to have what you are looking for, we're sure to have one or more alternatives to meet your deposit needs.

To apply for a Share Certificate, please visit your nearest Unity One CU branch.

For more information on Share Certificates, please call

• In Dallas/ Fort Worth area, (817) 306-3100
• For all other locations, 1-800-628-5517

APY is annual percentage yield. Rates current as of 04/07/09